My mood has been up and down lately. And now I feel like a cold is coming on. I just took a great hot bath, hopefully I can sleep well tonight!
Anyway, it's time for a goal update. It's my 6 month mark since I started my debt reduction plan. Drum roll please... after 6 months I've managed to pay my debt down by 11.1%! That is so close to my 15% yearly goal, that I should be able to reach my stretch goal of 25% within 12 months. Woo hoo! It can be done.
I'm happy, but a bit disappointed too because I could have exceeded 15.6% but I ended up having to use one of the cards I paid down because I lost track of my disposable spending money. I guess I shouldn't be too hard on myself for that though, I just need to continue to focus and pay closer attention in the coming months.
How are you doing with your goals?